Wells Fargo Aggie OneCard

Wells Fargo, in partnership with N.C. A&T, is pleased to offer certain banking products for use with the N.C. A&T AggieOne Debit Card. These accounts are completely optional and available to any student, staff, or faculty with an active Wells Fargo Account, at their convenience.

For information about the major features and common fees of checking accounts offered through this program, please view the important information below:

The Department of Education’s (ED) Cash Management regulations 34 CFR 668.164(d)(4)(i)(B)(2) (issued October 2015), require institutions participating in T2 (Campus Card) arrangements to list and identify the major features and commonly assessed fees as well as a URL for the terms and conditions of each financial account offered under the arrangement.

image showing details of Wells Fargo Everyday Checking account disclosure

Your Everyday Checking consumer deposit account is FDIC-insured up to applicable limits.

*You will receive the following benefits if you link your Wells Fargo Campus Card to your Everyday Checking account:

  • Receive waived monthly service fee (1).
  • Receive up to four cash withdrawal transactions at non-Wells Fargo ATMs in the U.S. at no charge by Wells Fargo during each monthly fee period. Note: Fees charged by non-Wells Fargo ATM owners/operators may apply.
  • Receive a courtesy refund for one overdraft/non-sufficient funds fee incurred each calendar month.
  • Receive a courtesy refund for one incoming domestic or international wire transfer fee incurred each calendar month.
  • Receive waived fees for Overdraft Protection Transfers from your linked savings account.

- Overdraft Protection transfers from a savings account count toward the Regulation D and Wells Fargo combined limit of 6 (six) transfers or withdrawals per monthly fee period. If the limit is exceeded, an excess activity fee for each transfer or withdrawal over the limit will be assessed. If the limit is exceeded on more than an occasional basis, your savings account could be converted to a checking account (sole-owned minor accounts may be closed). For additional information, please also refer to your specific account type in the Consumer Account Fee and Information Schedule.

Your Everyday Checking account must be linked to an open, active Wells Fargo Campus Card to remain eligible and receive these additional fee benefits. It may take up to 45 days after linking a Campus Card to an Everyday Checking account to begin receiving them. Your fee benefits will end 60 days after your Everyday Checking account is no longer linked to an open, active Wells Fargo Campus Card. In that event, the bank’s standard terms and fees will apply.

For more information about this account, you can find it here: Everyday Checking common fees

Find up-to-date details and conditions for all consumer deposit account fees and services in the Deposit Account Agreement, Fee and Information Schedule, and Addenda

  1. You may avoid this fee by linking your Wells Fargo Campus Card SM to your Everyday Checking account. You may also avoid this fee if the primary account owner is 17 through 24 years old. On the primary account owner’s 25th birthday, the account will automatically be subject to the then current monthly service fee unless you meet one of the other options to avoid the monthly service fee.
  2. You may avoid this fee depending on how and where the account or card is used.

All information applies to Everyday Checking accounts only. Information is accurate as of March 1, 2019.

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CNS4583 (3/19)

North Carolina Agricultural and Technical State University and Wells Fargo Campus Card Agreement

For the award year period of July 1, 2018 – June 30, 2019:

  • Total number of customers with linked accounts: 1,185
  • Total Accounts Mean and Median costs:
    • Mean $26.57
    • Median $2.50
  • Total Consideration Received by Institution: $45,500
    • Royalties: $15,000
    • Operational Support: $25,000
    • Marketing: $5,500
  • Wells Fargo uses information provided to us directly by our customers to identify students with a Wells Fargo Campus Card linked to their accounts.

    Mean and median costs reported for this award year period reflect new benefits provided to eligible Campus Card linked accounts beginning in March 2019.  These new benefits were available to eligible customers for four out of the twelve months of activity analyzed in the contract data for the most recent award year (7/1/2018-6/30/2019).   As a result, the mean and median costs above do not show the effect of a full year of the new benefits.

Wells Fargo Bank Contract PDF

Wells Fargo Bank, N.A. Member FDIC