Health Plans

Plan Options

• 2019 Benefits Summary
• Traditional 70/30 Benefits Plan
• Enhanced 80/20 PPO Benefits Plan

NCFlex FSA

• The Health Care Flexible Spending Account (HCFSA) is a special account you put money into that you use to pay for certain out-of-pocket health care costs. You never have to pay taxes on the money you receive from your spending account for qualified expenses. View video about NCFlex FSA.

NCFlex Dental

• We offer two affordable plan options to fit your health and budget needs: a High Option and Low Option. View video about NCFlex Dental.

NCFlex Vision

• Basic and Enhanced Plans allow you to cover dependents, include a comprehensive vision care plan and provide a choice of glasses or contact lenses. View video about NCFLEX Vision.

NCFlex Critical Illness

• This insurance pays a benefit for medical conditions in three distinct categories – Cancer, Heart, Other. View video about NCFlex Critical Illness

NCFlex Cancer

• This plan helps pay for expenses related to cancer and other specified diseases. Employees may choose among three plan options: Low, High, and Premium. View video about NCFlex Cancer

NCFlex AD&D

• This Core Accidental Death & Dismemberment plan pays a benefit if you suffer a loss as the result of a covered accident. You are eligible for up to $10,000 for you or your beneficiary. View video about NCFlex AD&D

NCFlex Group Term Life Insurance

• This insurance pays a benefit to the beneficiary(ies) as a result of death while covered under the policy. This is strictly a term life insurance policy. There is no accumulated cash value. View video about NCFlex Group Term Life Insurance

NCFlex Accident Plan

• Pays out a benefit directly to you for specific injuries and events resulting from a covered accident. View video about NCFlex Accident Plan