body {
	background-color: #ffcc33;
	margin: 0px 0px 0px 0px;
	font-style: normal;
	font-family: verdana, arial, helvetica, sans-serif;
}

.bg_white { 
	background-color: #fff;
}
.bg_dkgray { 
	background-color: #333;
}
.bg_ltgray { 
	background-color: #ccc;
}
.bg_dkblue { 
	background-color: #022879;
}
.bg_ltblue { 
	background-color: #e4f1fe;
}

.image {
	float: right;
	margin: 0 0 10 15px;
	padding: 0px;
}

/* for text */
.black10 {
	font-size: 10px;
	color: #333;
	line-height: 16px;
}
.blue10 {
	font-size: 10px;
	color: #02287a;
	line-height: 16px;
}
.white10 {
	font-size: 10px;
	color: #fff;
	line-height: 16px;
}
.black11 {
	font-size: 11px;
	color: #333;
	line-height: 16px;
}
.blue11 {
	font-size: 11px;
	color: #02287a;
	line-height: 16px;
}
.black12 {
	font-size: 12px;
	color: #333;
	line-height: 16px;
}

/* for links */
a.breadcrumbs:link, a.breadcrumbs:active, a.breadcrumbs:visited {
	font-size: 10px;
	color: #333;
	text-decoration: none;
}
a.breadcrumbs:hover {
	font-size: 10px;
	color: #333;
	text-decoration: underline;
}
a.links:link, a.links:active, a.links:visited  {
	font-size: 10px;
	color: #02287a;
	text-decoration: underline;
	line-height: 16px;
}
a.links:hover {
	font-size: 10px;
	color: #4a84fd;
	text-decoration: none;
	line-height: 16px;
}
a.links2:link, a.links2:active, a.links2:visited  {
	font-size: 11px;
	color: #02287a;
	text-decoration: underline;
	line-height: 16px;
}
a.links2:hover {
	font-size: 11px;
	color: #4a84fd;
	text-decoration: none;
	line-height: 16px;
}
a.footer:link, a.footer:active, a.footer:visited {
	font-size: 10px;
	color: #fff;
	text-decoration: none;
	line-height: 16px;
}
a.footer:hover {
	font-size: 10px;
	color: #fff;
	text-decoration: underline;
	line-height: 16px;
}