Financial
Managers
Oversee the
preparation of financial statements; determine an organization's
needs for funds, raise funds when needed, and oversee the
investment of funds; develop the firm's credit policies and
establish collection procedures; deal with mergers and acquisitions.
Stock Brokers
Represent individuals
and organizations that want to invest in and sell stock, bonds,
and other securities; evaluate companies offering securities
to see if investing in them is worth the risk; advise clients
on investment strategies to achieve their financial goals.
Bank Examiners
Investigate
banks and other financial institutions to ensure their safety
and soundness; evaluate the quality of loans and capital adequacy
of financial institutions to make sure that people do not lose
money they have entrusted to these organizations.
Securities
Analysts (also called Financial Analysts)
Assess the
economic performance of companies and industries for firms
and institutions with money to invest, thus helping these firms
make investment decisions; analyze financial data, project
future earnings, and make recommendations to buy or sell a
particular investment or security.
Investment
Bankers
Assist
corporations
who wish to raise
funds sell
their securities in the marketplace; advise corporations
on appropriate merger and acquisition
strategies.
Lending
Officers
Assist
potential
borrowers in applying
for loans;
evaluate the creditworthiness of borrowers and recommend
whether a loan should be made.
Financial
Institution
Officers
and
Managers
Oversee
the
activities of banks
and
other financial institutions; perform services as branch
managers,
regional
managers, and executives at company
headquarters.
Financial
Planners
(also
called
Personal Financial Advisors)
Recommend
financial
options
to
individuals and families in accordance with their short-term
and
long-term
goals;
address
issues such as retirement planning, minimizing taxes,
preparing
for a child's college education,
providing
adequate
insurance
protection, buying a house, managing debt, and estate
planning.
College Finance
Teacher
Teach finance
courses to
college students; advise students in preparing for their
careers; perform research on current financial issues;
provide service
to the university, community, and profession.